A simple guideline change could boost home sales and help homebuyers 

I think about homeowner affordability a lot. My job as a loan officer is to help people prep and plan to buy a house. Making sure they can afford the house is a responsibility I take very seriously. I am passionate about the American Dream and helping my clients reach their goals. There is a lot of chatter about lower mortgage rates and increased home building, which will improve affordability in the future; however, we need a solution now. We have housing markets in the country where inventory is growing, and there are a ton of opportunities for homebuyers. How can we help more people realize their dream of homeownership and assist them in affording the payments now?