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Awards

2020 HW Woman of Influence: Camelia Martin

Falcon Capital Advisors, Managing Director of Digital Mortgage Advisory

Camelia Martin

Camelia Martin has been a leader in the adoption, implementation and use of digital mortgages, calling on her 15 years of experience in the housing industry.

Martin has led industry-wide digital mortgage initiatives that have directly supported eNote acceptance programs for key participants such as Ginnie Mae and the Federal Home Loan Banks. Martin is a former MERSCORP executive, and launched the Digital Mortgage Advisory Group once moving to Falcon Capital Advisors. She has played a pivotal role in the implementation and adaptation of digital mortgages at MERSCORP. For several trade associations, Martin helped develop new digital mortgage technology standards and certification processes. Martin is an active participant in MISMO, serving on the strategic planning committee, as well as a co-chair on the Mortgage Bankers Association’s Document Custody eNote Working Group. In Martin’s previous role as MERSCORP’s director of risk management, she helped establish an enterprise-wide risk management program, oversaw the issuance of member rule violations and developed new enforcement procedures. Thanks to Camelia’s efforts, countless industry participants have been able to better understand and integrate eNotes into their policies and procedures, as well as create and implement their own digital mortgage strategies. 

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The story for the housing market over the past three years has been, “Home sales are down, home prices are up.” Because inventory was so restricted after the pandemic, prices pushed higher even as demand weakened. That story may finally be inverting as unsold inventory of homes is now great enough that home prices are […]