Throughout the past 12 months, Marc Zinner has been intensely focused on the Consumer Financial Protection Bureau’s Qualified Mortgage Patch rule and the Federal Housing Finance Administration’s proposed Enterprise Capital Rule Framework.
And each of these has potential to change the landscape of the overall government-sponsored entities origination and private mortgage insurance market. In order to ensure Genworth placed itself in the best-possible position, Zinner took the lead in analyzing and developing recommendations and alternative proposals to share with the CFPB, FHFA, lawmakers and regulators. Those proposals consisted of clear thoughts and actions to balance prudent underwriting standards with affordable access to credit. Additionally, Zinner spent a great deal of time monitoring the CARES Act’s impact on the mortgage industry and worked closely with other business functions to ensure that internal and external customers had the appropriate and accurate information at their fingertips.