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Single family homes on the market. Updated weekly.Powered by Altos Research
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30-Yr. Fixed Conforming. Updated hourly during market hours.
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Awards

2020 HW Insider: Candace Baima

CMG Financial Vice President, National Underwriting Manager

Candace Baima

One of Candace Baima’s recent projects included creating jumbo guidelines for a new jumbo investor.

These jumbo guidelines were critical to establishing a secure partnership with the investor and ensuring that CMG Financial’s borrowers continue to have more access to more loan products. Additionally, Baima designed an enhanced training program for onboarding new underwriters and promoting processors to underwriters. CMG Financial’s underwriters depend on the robust training program and mentorship from Baima to achieve the company’s high standard of productivity. Most recently, Baima was a key figure in the organization’s response to the COVID-19 pandemic. Like other lenders, CMG Financial had to adjust rapidly to a remote work environment and other challenges. Baima was proactive about keeping up with changes to agency guidelines regarding forbearance and keeping the underwriting team aware of all these changes from a safe distance. Baima’s diligence allowed CMG Financial to continue to provide high-level service to its customers without disruptions.

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An often misguided premise I see on social media is that lower mortgage rates are doing nothing for housing demand. That’s ok — very few people are looking at the data without an agenda. However, the point of this tracker is to show you evidence that lower rates have already changed housing data. So, let’s […]

3d rendering of a row of luxury townhouses along a street

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