HW+ provides career-making insights and analysis for those in Mortgage, Real Estate and FinTech. This long-form digital content provides members with news nowhere else and digs deeper into the “why” behind the daily news cycle. To join the HW+ community, click here.
Execs from Dark Matter Technologies focus on automation to increase Empower’s market share
Executives of Dark Matter Technologies talk automation, cost cutting in its Empower LOS; AI’s role in the origination process
MBS market imbalance fueling higher rates
GSEs buying more MBS and the Fed ending QT could be a fix — though one seems far more likely than the other.
FHFA analysis finds racial disparity in appraisers’ use of time adjustments
The FHFA based its analysis on the Uniform Appraisal Dataset (UAD), collected by Fannie Mae and Freddie Mac.
AIME’s CEO Katie Sweeney to step down and take helm of Broker Action Coalition
Katie Sweeney, the chairman and CEO of AIME, is departing to lead its lobbying arm, Broker Action Coalition. A new CEO at AIME has not yet been selected.
Why the number of price cuts are dropping as housing inventory rises
With calmer mortgage rates, we can grow housing inventory from these depressed levels and get more demand.
Mortgage volumes collectively fell $138B at Wells, JPMorgan and BofA in 2023
Mortgage businesses at Wells Fargo, JPMorgan Chase and Bank of America are now only a fraction of what they were in 2022.
Where the NAR is losing members
NAR membership fell by over 17,000 members in December 2023, as the trade group closed out the year with 1,554,604 members.
Concerns are growing over the rising cost of homeowners insurance
A survey Mphasis Digital Risk found that 90% of homeowners are concerned about rising homeowners’ insurance costs.
Logan Mohtashami’s 2024 housing market and rate forecast
Lead Analyst Logan Mohtashami predicts mortgage rates, home prices and home sales in this 2024 housing market forecast.
Compliance experts on navigating RESPA in a digital world
Compliance experts discuss what new CFPB guidance and RESPA mean for real estate service providers in a digital world.
The title industry’s latest cat-and-mouse game: Seller impersonation fraud
The threat posed by wire fraud has commanded quite a bit of attention from the real estate ecosystem. But as the housing industry has gotten better at tackling it, fraudsters have been hard at work developing more creative scams. In January, a report from wire fraud prevention firm CertifID in conjunction with the U.S. Secret […]
Big Four executives bemoan housing market conditions
Both Stewart and First American reported much weaker financial results in Q1 2023 than Q1 2022 thanks to lower order volumes.
Opinion: A unified approach for reducing appraisal bias
With advances in data engineering and modeling, we can begin correcting some of the bias and issues in the modern appraisal process.
What permanent desktop appraisals mean for the industry
Desktop appraisals became a permanent option in March, but not everyone has embraced them. We dive in to find out the issues.
A property tax reckoning is coming
Property taxes are rising unevenly across the country, triggering concerns for affordability. We explore how it will all play out.
